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Pawn shop definition Inside the pawnshop An institution that collects movable assets and real estate as collateral and lends money to the other party. The old name is the quality library, the solution library, the code shop, also known as the pledge, and there is a small charge for the temporary operation of small capital. Known as the pawnshop. development path A form of old Chinese usury. It is a form of exploitation that discounts the value of the collateral provided by the borrower, lends cash, and periodically recovers the principal and interest. The origin of the pawnshop was very early. In the Southern Dynasties, there was a money lending business in which the temple operated for the movable property such as clothing. The pawnshop of the Tang Dynasty became a quality library. During the Emperor Xuanzong of Tang Dynasty, some aristocratic bureaucrats built shops, opened stores, and treasury, engaged in commercial and usury exploitation. It also played an important role in the market with the cabinet. In the 5th year of Tang Huichang, the emperor said in a statement: "Towards the clothing crown", "crediting the Hua Tuo" and "Qing Tu" are privately located in the quality library building, and compete with others. In the Song Dynasty, the pawnshop called the Changsheng Library. Due to the growing social and economic development of the Song Dynasty, the Changsheng Library (Quality Library) was also developed. The wealthy businessmen, the government, the army, the monasteries, and the landlords have operated this kind of loan business with goods as collateral. In addition to the general gold, silver, pearl and jade money, the items that Song entered the Changsheng Library mortgage sometimes include living items such as slaves, cattle and horses, while ordinary working people mostly use daily necessities as collateral. The long-term bank has a short time limit for loans, high interest rates, and the price of any low-quality goods. If the loan is not repaid, the property will be confiscated, which will cause many people to go bankrupt. Most of the business in the Yuan Dynasty was returned. The person who opened the pawn shop is also a returning person. In addition to the excuse library, the Yuanshi Dangpu said that the interest rate of the pawn lending is very high. The working people often have no money to redeem the person, and their own quality is swallowed up by the pawnshop. The Ming Dynasty officially called the pawn shop, and most of the pawnshops were Shanxi, Shaanxi businessmen and Anhui people. Each of the capitals has its own model, and some merchants specialize in the profession and become rich. These merchants operate in a wider range, not only the general poor are exploited, but some wealthy families are also on the verge of bankruptcy due to pawn. In the towns and villages of the Ming Dynasty, there was also a “didden pawn”, that is, the township small pawn shop used the capital of the city’s big pawn shop, and the goods were transferred to the city’s big pawn shop. It is very common to run pawn shops in the Qing Dynasty. At the time of Qianlong, there were 600-700 pawn shops in Beijing. The pawnshop in the Qing Dynasty was very serious in exploiting the people. For example, Zhejiang Huzhou House pawn “interest money” is divided into three grades, 10 or more people are 1 point and 5 cents per month, 1 or more are 2 points per month, and 1 or less are 3 points per month. Interest is calculated on a monthly basis, and for more than a few days, interest is also paid in January. Moreover, it is impossible to make a fortune until a certain period of time, and the quality is confiscated by the pawnshop. Around 1900, there were more than 200 pawnshops in Beijing. Among them, the number of the pawnshops was Liu, Dong, Meng, etc. The operating capital of these pawnshops came from Qing government officials and eunuchs. Entering the semi-colonial and semi-feudal society, the pawn established a loan relationship with the bank and Qianzhuang Capital to form a urban-rural loan-sending network. The bureaucratic capital bank also intervened, and some local governments of the Kuomintang also opened public and public affairs, which are also of the nature of usury. After the founding of the People’s Chain operation now Chain operation now The state has opened a pawn shop operation, and the pawnshop is within the scope of legal business after passing all the audits. With the development of the economy, Chinese pawnshops have also entered the era of chain operations. This shows that the pawn industry in our country is in a period of rapid development. Setting Old-fashioned pawn shops have wooden fences in front of them, which are purely self-defense. It is not as traditionally said that pawnshops are opened by prisoners. Pawn shops have a whole set of traditions that are different from other businesses. The old-fashioned practitioners, the tall counters, and the huge “Dang” characters on the outer wall of the door always give a mysterious sense of the world. At the beginning of the 20th century, the pawnshops successively dismantled the foremost flagpoles or arches that had remained unchanged for many years, competing to emulate the "Yutongdang" scorpion that was opened in 1900 in the north of Donganmenne Road, the restricted area of ​​the Imperial City. "Yutong Dang" does not set up a flagpole archway, and has a bronze three-faced card on the gate of the fence. The face of the card is hollowed out, and there are clouds, squares, and thousands of characters in the first class. The shape is like a hanging, called "Cloud". The part is embedded in the threshold and hung with two dice. At that time, the peers felt novel, commonly known as "double sister Yutong."